Investment options

Fund a campus. Share the outcome.

Ecoboo deploys working capital into specific campuses and product lines. Two options are open: one monthly and liquid, one locked for five months at a higher rate. You may take either, or both. The numbers behind them are published in the open.

Ecoboo Investments form See our numbers

Two options open Written terms first Monthly statements

The options

Liquidity, rate, or both.

Being able to get out every month means a lower rate. Locking in for five months means a higher one. You may now hold both at the same time, T&C applied, with each tranche documented and tracked separately.

Monthly

Monthly withdrawal

The Monthly Option

0.8–1.5%per month, depending on how that month traded

You can request a withdrawal any month. Whether we can pay immediately depends on Ecoboo's stock volume and liquidity at the time — if the capital is tied up in stock, that stock has to sell first. Once you request it, we pay out as soon as we are able.

No lock-in period
A statement every month
Withdrawal is a request, not a guaranteed same-day payout

How the monthly rate is set

The range exists because the return comes out of actual trading, not out of a formula. A strong month across the campuses lands near the top of the band; a semester break or a weak month lands near the bottom. We do not top up a weak month out of somebody else's capital.

You can see exactly what drove any given month on the Numbers page — the same reconciliation that sets your rate is the one plotted there.

Rate confirmed in your monthly statement, not promised in advance
Withdrawal requests are queued against available liquidity, oldest first
We will always tell you the expected wait rather than go quiet

Choose monthly

5 months

Locked term

The Five-Month Option

10%over the full five-month term, agreed in writing

Capital is locked for five months and settles at the end. Because we know the money is staying put, it can be deployed into stock more aggressively — which is exactly why the rate is higher than the monthly option. Five months also maps onto one full teaching semester.

Rate agreed before it starts
Maps onto one full semester
No early withdrawal

Why five months, not ten

One teaching semester is the shortest window that contains a complete trading cycle — the slow opening weeks, the steady middle, the surge around submissions and finals. Anything shorter shows you a fragment; anything longer just repeats the pattern while your money sits still.

Ten months was the old term. Five is a better deal for you and a harder discipline for us, because we have to show a result twice as often.

Choose five months

BNPL

Under revision · members only

The credit-funded option

A structure that uses credit facilities as working capital. It remains under revision and is open to existing Ecoboo members only — people who already sell with us, already understand the cycle, and can judge it for themselves. It is not offered publicly and we do not promote it.

Existing Ecoboo members only
Debt magnifies a weak semester

Ask, if you're a member

	Monthly	Five months
Rate	0.8–1.5% per month	10% over the term
Term	Open-ended	5 months, locked
Can you exit	Request any month, subject to liquidity	At the end of the term
Hold both at once	Yes — T&C applied, each tranche tracked separately
Rate driven by	How that month actually traded	Agreed upfront in writing
Best for	Wanting access to your money	Wanting the higher rate
	Choose monthly	Choose 5 months

Rates describe what each structure targets if trading performs as expected. They are not guaranteed fixed rates. Read the risk disclosure.

About monthly withdrawal, honestly

Ecoboo's capital does not sit in a bank account waiting for you. It is on a hostel shelf as stock and in a printer as paper. When you request a withdrawal, our ability to pay straight away depends on how much of that stock has turned back into cash at that moment.

So the promise is this: we pay as fast as we are able once you ask, and we tell you the expected wait rather than going quiet on you. That is a promise we can keep. Promising same-day cash is not, so we are not going to make it.

What the capital does

It buys stock and print capacity. It is that plain.

Ecoboo is a trading business, not a fund. The capital becomes goods on a hostel shelf and paper through a printer, and the return comes out of the margin on selling them.

See the charts

Capital is assigned to a named campus or line

Funds are not pooled into one general account. Each amount is deployed against a specific campus or product line so its performance can be traced back to you.

It becomes stock and print capacity

A campus opens on roughly RM1,000 of goods and RM3,000 committed to printing. That capital cycles — stock is bought, sold, and restocked from the proceeds.

Margin is split 80/20

Eighty per cent of gross profit goes to the student who made the sale. The twenty per cent retained by headquarters funds the reserve, operations, growth and any return to a contributor.

Performance is published, not just reported

Every campus reconciles its DuitNow QR takings each weekend. Those same figures go on our public Numbers page — liquidity, revenue and gross profit, plotted against time, for anyone to read.

Process

Nothing moves before it is written down.

The sequence is the same for both options, and the first step never involves a transfer.

Ecoboo Investments form Ask first

A conversation first

We go through where the business currently is, what your capital would fund and what you would reasonably expect back. Nobody is asked for money in a first conversation.

Written terms

The rate, the amount, the term and what happens if we cannot pay on request are all set out in writing before anything moves. Verbal terms are not accepted on either side.

Deployment

The capital goes to the named campus or product line and is recorded against it.

Monthly statement

You get a statement each month drawn from the weekly campus reconciliation — the same numbers we run the company on, and the same ones published on the Numbers page.

Withdraw or continue

On the monthly option you can request a withdrawal any month. On the five-month option, capital and return settle at the end of the term, or roll over only by explicit agreement.

Do not proceed if…

We would rather turn someone away at this stage than have the conversation after a bad semester.

You would need to borrow, use BNPL or take a loan to take part
This is tuition, rent, or money someone else is depending on
You need a guaranteed amount back on a guaranteed date
You have not read the risk disclosure
You are treating this like a bank account with interest

Read the full risk disclosure

Mission

Building a genuine community of entrepreneurs inside university.

Ecoboo's real goal was never to sell snacks. It is to build a genuine community of entrepreneurs inside university — people who leave campus having actually run something rather than having studied it. Every campus we open adds more people to that community, and the intention is that all of them grow with us.

Beyond that, the founder's long-term intention is to convert his own equity share into a non-profit vehicle, with the Ecoboo community choosing the humanitarian causes it supports. That is an intention about a future structure, not a commitment binding any capital today.

Join the community

Get started

Read the numbers first. Then talk to us.

We publish our liquidity, revenue and gross profit in the open. Look at all of it before you decide anything.

See the numbers Investment form